# Introduction

There is a growing penetration of cryptocurrency all over the world, where people seem to value blockchain & smart contract technology as the next big thing that will be going to have a massive impact on our behavior in the near future.

> **Singapore-based blockchain firm TripleA estimated that as of 2022, the global crypto ownership rate is around 4.2%, with over 320 million crypto users worldwide. In Indonesia alone, approximately there is more than 10% of the population already engaged in the industry, which is up to 27 million people from Sabang to Merauke. The Industry aspects that are covered by cryptocurrency products are also various, not only from the decentralized finance standpoint but also from the entertainment industry, healthcare, supply chain, education, and many more.**

The crypto-based economy is moving towards open source, global access to all regardless of nationality or socioeconomic status. The global financial inclusion due to cryptocurrencies can provide access to critical financial products to over 1.7 billion people over the globe who have remained unbanked or underbanked. It is estimated that the annual GDP will boost by $ 3.7 trillion for emerging economies.

> **Cross-border payments and settlements are considered the most prominent blockchain use case. According to the IDC Worldwide Blockchain Spending Guide, it accounted for 15.9% of the $4.67-billion blockchain market in 2021. With the expected growth of the global blockchain market from $7.18 billion in 2022 to $163.83 billion by 2029, the segment of blockchain-based cross-border payments is anticipated to show a corresponding increase.**

Based on the report by the World Economic Forum 2022 that says “cryptocurrencies can represent novel payment instruments and infrastructures that aim to form a new rail to existing payment systems. They add to the continuum of monies and may complement or substitute existing monies. They form part of a broader trend of increasing diversification in asset holdings and potentially in payments. Some macroeconomic impacts of cryptocurrency will depend entirely on what type of regulation is chosen, which In the future, the adoption of cryptocurrencies and stablecoins will most likely be correlated with the level of regulation in a given jurisdiction.”

Not only does this make up a new potential market that yet is fully explored, but also in a broader aspect, we can benefit every stakeholder in the ecosystem from the growth of digital infrastructure from time to time.

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[Current Problems](/introduction/current-problems.md)
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[Solution](/introduction/solution.md)
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[Vision](/introduction/vision.md)
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